Are your debts holding you back? We can help you pay them off and regain your peace of mind.

Specialists in the Second Chance Law, we help business owners, freelancers, and individuals cancel their debts and start over without burdens. We analyze your situation and design a secure strategy to protect you from claims, liens, and personal guarantees. Our goal is for you to regain financial stability and be able to start your business again with peace of mind.

Analysis of your financial situation

We review your debt, income, and responsibilities to check if you qualify and what the best path forward is.

Debt cancellation

We manage the cancellation of debts with banks, financial institutions, the tax authorities, social security, etc...

Protection against creditors

We avoid foreclosures, lawsuits, and seizures while the process lasts.

Safe restart

We advise you on how to start a business again safely and without financial burdens.

Frequently Asked Questions

Transparency and trust at every step of the process.

Debtor in good faith. Self-employed individuals, business owners, or private citizens who cannot meet their debt obligations.

Banks, financial institutions, credit cards, suppliers, and, within limits, debts with the Tax Office and Social Security.

It depends on the case. Our goal is always to protect you and find the alternative that least affects your assets.

Between 6 and 12 months, depending on the complexity and type of debt.

Yes. The goal of this law is to give you a real second chance without burdens that hold you back.

We can help you

Contact Us

Tell us briefly about your situation and we will contact you within 24 hours.
We're here to support you every step of the way. Thank you for trusting JLV Legal.

Is it urgent?

Call us on +34 601 52 04 51

How does JLV Legal work?

Transparency, approachability, and clear solutions from the very beginning

Three simple steps to start resolving your case
1

Request your consultation

Contact us for an initial phone consultation. After that, if you prefer, we'll be happy to see you at our office.

2

We analyze your case

We'll analyze your situation free of charge and without obligation. We'll give you a clear overview of your legal options.

3

Customized budget

We offer a solution tailored to your specific needs. No surprises, no hidden fees.